3rd pillar 3a pension plan

Comparison of the best offers of the 3rd pillar 3a

In this comparative table you will find about forty offers for a competitive 3rd pillar among banks and insurers. Whether you want to supplement your pension, benefit from tax advantages or become a homeowner, you can plan an individual 3rd pillar retirement provision tailored to your needs. Differences exist in taxation, contract terms, profit clauses and the choice of investment of funds. To obtain better returns and save on your taxes, we advise you to compare the different providers or to compete.


3rd pillar 3a criteria

Type of provider :
Canton :
Last change : 05.06.2019
Rank Company Offer name Rate link
1Logo Allianz Suisse Insurance Company LtdLogo Allianz Suisse Insurance Company LtdRate
0.100 %

Dépôt/Compte 3a

allianz.ch
0.100 % allianz.ch
2Logo Appenzeller KantonalbankLogo Appenzeller KantonalbankRate
0.350 %

Sparen 3

appkb.ch
0.350 % appkb.ch
3Logo AXA Insurance LtdLogo AXA Insurance LtdRate
-

3a

axa.ch
- axa.ch
4Logo Baloise Bank SoBa LtdLogo Baloise Bank SoBa LtdRate
0.100 %

INVEST Épargne 3 (liée 3a)

baloise.ch
0.100 % baloise.ch
5Logo Banca dello Stato del Cantone TicinoLogo Banca dello Stato del Cantone TicinoRate
0.750 %

Conto Risparmio 3

bancastato.ch
0.750 % bancastato.ch
6Logo Banque Alternative Suisse SALogo Banque Alternative Suisse SARate
0.025 %

Compte de prévoyance BAS 3

bas.ch
0.025 % bas.ch
7Logo Banque Cantonale Bernoise SALogo Banque Cantonale Bernoise SARate
0.250 %

Compte Épargne 3

bcbe.ch
0.250 % bcbe.ch
8Logo Banque Cantonale d'UriLogo Banque Cantonale d'UriRate
0.200 %

Sparen 3-Konto

ukb.ch
0.200 % ukb.ch
9Logo Cantonal Bank of BaselLogo Cantonal Bank of BaselRate
0.250 %

BKB-Sparen 3-Konto

bkb.ch
0.250 % bkb.ch
10Logo Banque cantonale de Bâle-CampagneLogo Banque cantonale de Bâle-CampagneRate
0.250 %

Sparen 3

blkb.ch
0.250 % blkb.ch
11Logo Banque Cantonale de FribourgLogo Banque Cantonale de FribourgRate
0.200 %

Compte épargne 3

bcf.ch
0.200 % bcf.ch
12Logo Banque Cantonale de GenèveLogo Banque Cantonale de GenèveRate
0.250 %

Epargne 3a account

bcge.ch
0.250 % bcge.ch
13Logo Banque Cantonale de SchaffhouseLogo Banque Cantonale de SchaffhouseRate
0.250 %

Vorsorgekonto 3a

shkb.ch
0.250 % shkb.ch
14Logo Cantonal Bank of Saint Gall LtdLogo Cantonal Bank of Saint Gall LtdRate
0.200 %

Sparen-3-Konto

sgkb.ch
0.200 % sgkb.ch
15Logo Cantonal Bank of ZurichLogo Cantonal Bank of ZurichRate
0.150 %

Sparen-3-Konto

zkb.ch
0.150 % zkb.ch
16Logo Banque Cantonale des GrisonsLogo Banque Cantonale des GrisonsRate
0.200 %

Sparen 3-Konto

gkb.ch
0.200 % gkb.ch
17Logo Banque Cantonale du Jura SALogo Banque Cantonale du Jura SARate
0.200 %

Compte Epargne 3

bcj.ch
0.200 % bcj.ch
18Logo Banque Cantonale du ValaisLogo Banque Cantonale du ValaisRate
0.250 %

Compte Epargne 3ème pilier

bcvs.ch
0.250 % bcvs.ch
19Logo Banque Cantonale NeuchateloiseLogo Banque Cantonale NeuchateloiseRate
0.200 %

Le compte Epargne 3

bcn.ch
0.200 % bcn.ch
20Logo Banque Cantonale VaudoiseLogo Banque Cantonale VaudoiseRate
0.200 %

Epargne 3 account

bcv.ch
0.200 % bcv.ch
21Logo Banque Migros SALogo Banque Migros SARate
0.250 %

Compte de prévoyance pilier 3a

migrosbank.ch
0.250 % migrosbank.ch
22Logo Banque Valiant SALogo Banque Valiant SARate
0.150 %

Compte de prévoyance PRIVOR 3a

valiant.ch
0.150 % valiant.ch
23Logo Crédit Agricole next bank SALogo Crédit Agricole next bank SARate
0.700 %

3rd pillar A

ca-nextbank.ch
0.700 % ca-nextbank.ch
24Logo Generali (Switzerland) Holding Ltd.Logo Generali (Switzerland) Holding Ltd.Rate
0.200 %

3a PROSPERA

generali.ch
0.200 % generali.ch
25Logo Glarner KantonalbankLogo Glarner KantonalbankRate
0.300 %

Sparen 3-Konto (Säule 3a)

glkb.ch
0.300 % glkb.ch
26Logo Helvetia Swiss Insurance Company LtdLogo Helvetia Swiss Insurance Company LtdRate
-

Benefit Plan

helvetia.com
- helvetia.com
27Logo Luzerner KantonalbankLogo Luzerner KantonalbankRate
0.200 %

Vorsorgekonto Sparen 3

lukb.ch
0.200 % lukb.ch
28Logo Nidwaldner KantonalbankLogo Nidwaldner KantonalbankRate
0.200 %

Vorsorgekonto Sparen 3

nkb.ch
0.200 % nkb.ch
29Logo Obwaldner KantonalbankLogo Obwaldner KantonalbankRate
0.225 %

Vorsorgekonto Sparen 3

owkb.ch
0.225 % owkb.ch
30Logo PostFinance LtdLogo PostFinance LtdRate
0.200 %

Retirement savings account 3a

postfinance.ch
0.200 % postfinance.ch
31Logo Raiffeisen Switzerland CooperativeLogo Raiffeisen Switzerland CooperativeRate
0.250 %

Plan de prévoyance 3a

raiffeisen.ch
0.250 % raiffeisen.ch
32Logo Schwyzer KantonalbankLogo Schwyzer KantonalbankRate
0.200 %

Sparen 3-Konto

szkb.ch
0.200 % szkb.ch
33Logo Swiss Life LtdLogo Swiss Life LtdRate
-

pillar 3a

swisslife.ch
- swisslife.ch
34Logo Swisscanto Holding Ltd.Logo Swisscanto Holding Ltd.Rate
-

3a pillar

swisscanto.com
- swisscanto.com
35Logo Thurgauer KantonalbankLogo Thurgauer KantonalbankRate
0.300 %

Sparen 3

tkb.ch
0.300 % tkb.ch
36Logo UBS Inc.Logo UBS Inc.Rate
0.200 %

Pillar 3

ubs.ch
0.200 % ubs.ch
37Logo VAUDOISE GENERAL, Insurance Company LtdLogo VAUDOISE GENERAL, Insurance Company LtdRate
-

RythmoInvest 3a

vaudoise.ch
- vaudoise.ch
38Logo Zuger KantonalbankLogo Zuger KantonalbankRate
0.150 %

Sparen 3

zugerkb.ch
0.150 % zugerkb.ch
39Logo Zurich Insurance Company LtdLogo Zurich Insurance Company LtdRate
-

3a pillar

zurich.ch
- zurich.ch
40Logo Bank Cler LtdLogo Bank Cler LtdRate
0.250 %

Compte de prévoyance 3

cler.ch
0.250 % cler.ch

What is a 3rd pillar ?

In many cases, the 1st (AVS) and 2nd pillar (LPP) are not enough to guarantee a sufficient amount for retirement. This is why private pension provision (3rd pillar) has been set up as individual savings. Unlike a traditional bank account, 3rd pillar money can only be withdrawn under certain conditions. In addition, the amount that can be deposited annually is capped (CHF 6768 in 2018). In addition to being tax deductible, the 3rd pillar supplements the amount of the pension and makes it possible to finance a property purchase.

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